Consumer Directed Healthcare

I recently read an article on WWW.TheHealthcareBlog.com by Matthew Holt, entitled “Why Is Fixing American Health Care So Difficult?” The article resonates with the NEOS approach to the difficulties within the HealthCare Delivery system. Mr. Holt explains the problems of the American Health Care delivery system in two questions: How do we create a system that ensures that all citizens, and perhaps residents, have access to health insurance and how do we contain the huge cost increases??

The focus of insurance was to have dollars available when one became sick. We as a health care delivery system put all of the sick people into one pool and marveled at how much money it cost to treat them. We read lots of discussion of how the health care delivery system should subsidize the poor. Should we?? Would this help fix the cost of the health care delivery system with just a transfer of dollars for those who attempt to stay healthy and manage their health, to those who for what ever reasons become sick??

Is the Health Care delivery system “really” that difficult to fix??

Some people think we are governed by people who think the best solution to getting healthcare cost down is to let everyone be responsible for their own healthcare cost. What is the concern for allowing people to be responsible for their eating habits, etc, etc?  If we give up responsibility for our health, what else do we give up responsibility for….???  How do we get healthcare cost under control or do we need to???