Consumer Directed Healthcare

For the past year or so I’ve talked to everyone I know about HSA’s.   I’d like to share some of my results.  First off…none of the people I spoke with are Rich.  None of these people are…  broke, but none of them are well off enough that they don’t have to work nine to five for a living.
 
My mom works at a bank.  Her bank does not offer an HSA for her Health Care coverage.  I thought banks were leading the way.  My father and brother, both work in the construction industry, again, no option for an HSA within their company.    Friday night social gatherings, I continually ask groups of friends about their healthcare, most were on PPO’s and a couple were on the HMO plan. (all were very proud to say they even had coverage)    My Girlfriend, had her yearly HR meeting at work, and asked their HR representative (that was there with Humana’s agent signing people up) about signing up for an HSA, and the Humana Agent told her that plans like that required much more work on the individuals part to keep track of and were not valid options for larger companies, therefore they were not offering an HSA coverage option. 
 
Not a single person I know of has had the Ability to signup for an HSA and a couple didn’t even know what an HSA is or what it would do for them.  If HSA’s are the future of healthcare then why aren’t these normal employees even being offered the chance at this type of coverage? 
 
Ya, ya, I know that the Bush administration and Congress are talking about this, but again…  how are people supposed to get signed up for these?   And…  if you change your job…  Stay signed up for an HSA plan?

For the past year or so I’ve talked to everyone I know about HSA’s.   I’d like to share some of my results.  First off…none of the people I spoke with are Rich.  None of these people are…  broke, but none of them are well off enough that they don’t have to work nine to five for a living.
 
My mom works at a bank.  Her bank does not offer an HSA for her Health Care coverage.  I thought banks were leading the way.  My father and brother, both work in the construction industry, again, no option for an HSA within their company.    Friday night social gatherings, I continually ask groups of friends about their healthcare, most were on PPO’s and a couple were on the HMO plan. (all were very proud to say they even had coverage)    My Girlfriend, had her yearly HR meeting at work, and asked their HR representative (that was there with Humana’s agent signing people up) about signing up for an HSA, and the Humana Agent told her that plans like that required much more work on the individuals part to keep track of and were not valid options for larger companies, therefore they were not offering an HSA coverage option. 
 
Not a single person I know of has had the Ability to signup for an HSA and a couple didn’t even know what an HSA is or what it would do for them.  If HSA’s are the future of healthcare then why aren’t these normal employees even being offered the chance at this type of coverage? 
 
Ya, ya, I know that the Bush administration and Congress are talking about this, but again…  how are people supposed to get signed up for these?   And…  if you change your job…  Stay signed up for an HSA plan?

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