Consumer Directed Healthcare

There is a huge disconnect between Health care consumers and Health care producers
 
The normal Market driven consumer choice leverage is not being applied.
   
    Consumer choices based on price and quality; that drive Producers to lower costs and improve quality
 
We are mis-using the Term “Insurance” as it is currently applied to Health Care.
 
What is being called Health Insurance is really pre paid all you can eat health care consumption in the minds of the Consumers.
 
For example Fire Insurance – does it entitle the Consumer to unlimited consumption of Fire Fighting resources at no additional cost to the consumer ?
 
Unless and untill free market consumer choice forces are brought to bear on health care, the costs will continue to escalate at a rate much greater than either inflation or GDP growth.
 
This means on average paying more to get less. Having government beaurocrats in charge of this mis directed ship will only make things worse.
 
Consumer need to feel the economic pinch of their health care choices, and the economic benefit of their choice not to consume health care resources.

Craig

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